Las Productoras (Cuenca) Group
One of the members of this group is Deisi, she is the president of the Las Productoras communal bank. She has been actively participating in this group for three years, a period over which the loans have helped her to grow the business and improve her home.
Deisi is married and the fruit of her marriage is a 3-year-old son. Her husband works as a mechanic and works in his own workshop. The home in which they live is rented.
Deisi spends her time tending to the household chores, and for the last two years she has been selling natural products. She sells her merchandise from door to door and every moment she has an opportunity to do so. She will invest the money from the loan in natural products for her customers. Her dream is to get to know several countries.
Una de las socias de este grupo es la Señora. Deisi, es la presidenta del grupo de crédito Las Productoras, participa activamente de este grupo desde hace 3 años, tiempo en el que los créditos le han servido en el crecimiento de su negocio y de su hogar.
La Señora Deisi es casada y fruto de su unión conyugal ha concebido un hijo de 3 años de edad, su esposo es de profesión mecánico y labora en un taller propio, la casa en la que viven es arrendada.
Doña Deisy se dedica a los quehaceres de su hogar y desde hace dos años a la venta de productos Naturales, su mercadería lo vende puerta a puerta y en cada momento que tenga una oportunidad. El dinero de su crédito va a invertir en la compra de productos naturales para sus clientes. Su sueño de poder conocer varios países.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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