Milagro De La Paz
Update on Milagro De La PazMilagro, who is 46 years old, has excellent personal references and is well known in her community for the work she does. She has two children. Milagro grew up with her parents who worked in agriculture and livestock. Eventually she found work in an eatery in the town where she made pupusas [thick corn tortillas stuffed with cheese, fried pork rind, chicken, or refried beans]. This is where she gained her knowledge and experience.
After a good while she decided to set up independently and took out a loan to buy a griddle for making pupusas. She started her business at the weekends and started building up customers. Now she works in her pupusa stall every day and her younger daughter helps out. Milagro works in the business selling pupusas every day of the week, from 3 in the afternoon until 8 at night. She does her work with the help of her daughter and she has 10 years' experience in the business. She learnt the skills when she was working in an eatery in the town where she worked hard and was very attentive and showed a willingness to learn everything she was being taught.
The money will be used to buy a larger griddle for making pupusas, because the one she has is very small and the demand from her old and new customers is growing every day. This has put her under pressure to to buy better equipment so she can do the work more easily. This will give her better profits which will be used to improve her home. By doing this she will improve her quality of life and they will have better living conditions.
Her plans for the future are to build bigger premises where she can develop the pupusa business better and set up a dining room so she can give her customers a better service, since a lot of them are asking her to change her menu. As for her children, she really hopes they will get on and overcome any obstacles in life and intends to fully support them as much as she can.
Milagro se dedica al comercio, en la venta de pupusas todos los días de la semana, en un horario de las 3 de la tarde a 8 de la noche y esta actividad es llevada a cabo con la ayuda de su hija y realizando esta actividad tiene una experiencia de 10 años, actividad que aprendió cuando estuvo prestando sus servicios en un comedor del su municipio donde ella puso empeño y fue muy atenta y mostro mucha disposición en aprender todo lo que se le enseñaba.
El dinero será invertido en comprar una plancha más grande para hacer pupusas, pues la que tiene es muy pequeña y día con día la demanda de pupusas de parte de sus antiguos y clientes nuevos es cada día mayor y esto le hace presión a que adquiera un equipo mejor para realizar la actividad con más agilidad, de esta manera tendrá mejores ganancias las que serán invertidas en mejoramiento de vivienda, de esta forma mejorara su calidad de vida y tendrán una vivienda con mejores condiciones.
Las proyecciones que ella tiene a futuro son las de construir un local más grande donde pueda desarrollarse mejor con la pupuseria y montar un comedor de esta manera dará un mejor servicio a sus clientes ya que hay una mayoría que le exigen un menú deferente y con respecto a sus hijos anhela que salgan adelante ante cualquier obstáculo de la vida pretende apoyarlos con todas sus fuerzas hasta donde pueda.
Previous Loan DetailsMilagro, 46, is a single mother of two children, ages 10 and 12. She makes a living in the informal sector selling naturals drinks, yucca, bread, and other things. She has done this work for seven years. She started when her husband abandoned her to start a new family and she was left alone ... More from Milagro De La Paz's previous loan »
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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