When she was 16 years old she married her current husband (Marcos) and they have two children, a boy 4 years old and a 2 year old. Currently her husband grows rice, corn, beans, and with her help they work hard on their crops. She has 8 years of experience in various types of fieldwork as this is the source of income to cover the necessities for her family and home. They are renting their land and it is located about 3 kilometers from where she lives and she travels by walking or by riding an animal.
Juana dreams of being able to educate her children, of planting more coffee plants, and being able to increase the amount she has so she can obtain higher income for her family as in that way she could cover other needs such as repairing her home, securing the future of her children and eventually having her own plot, which is why Juana is asking for help in order to buy fertilizer, manure, and more in order to maintain her coffee crop and to protect the harvest.
Juana sueña con poder educar a sus hijos, sembrar más plantas de café, y poder aumentar la cantidad que tiene para obtener mejores ingresos para la familia de esa manera ella podrá cubrir otras necesidades como la reparación de su casa de habitación, asegurar el futuro de sus hijos y poder en algún momento tener su propia parcela. Por lo que actualmente Juana solicita ayuda para compra de fertilizante, abono, entre otros para dar mantenimiento a sus cultivos de café y poder proteger la cosecha.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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