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Nga's Group
In this Group: Nga, Dung, Hong, Lan, Mo, Quy, Anh
Nga is 61 years old and lives with her two sons and her husband. For the past 6 years Nga has been working as a tutor for students to earn an income to support her family. She is the Group Leader of a 7-member loan group that live in Ho Chi Minh City. In the picture she is in the fourth from left wearing white trousers. Each of the other group members are requesting loans to fund income-generating activities. Nga is requesting a loan to repair the bathroom in her house. She hopes that through her loan her family members will have better living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 111
    View loans »
    Vietnam Loans Fundraising
  • $15,326,650
    Funds lent in using Kiva
  • 21,052.6
    Vietnam Dong (VND) = $1 USD