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Marcos Humberto
Marcos has worked for 12 years in the institute, teaching classes and feeding his students nutritious food. He is a husband and father of four. All of them are school aged and he works day to day to get them ahead. He works Monday through Friday in the afternoon shift, from one until five thirty. He is asking for a loan to do some home improvements and have a better quality of life in his home.
View original language description ↓
el señor Marcos trabaja desde hace 12 años en el instituto impartiendo clases y alimentandoles una buena educación a sus estudiantes, es padre de cuatro hijos todos en edad escolar por los que se esfuerza dia a dia para sacarlos adelante, trabja de lunes a viernes en el turno de la tarde de una de la tarde a cinco y media.
solicita un financiamiento para hacerles mejoras a su casa y brindarle una mejor calidad de vida a su hogar,

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $3,636
    Average annual income
  • 120
    View loans »
    Nicaragua Loans Fundraising
  • $24,042,425
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $700 helped Marcos Humberto to buy construction materials: blocks, cement, zinc sheeting, iron, gravel and sand.
58% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 11, 2014
Mar 22, 2014
Currency Exchange Loss: