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May Joy
May Joy is 25-years-old and single. She lives in a rural community and helps her parents by gaining income through buying and reselling fruits and vegetables. She dreams of becoming successful and financially stable in order to have a bright future. To achieve her goal, she plans to improve and strengthen her business in order to increase her income. Having inadequate capital, she is asking for a loan of PHP 50,000 to buy more stock of native products, fruits and vegetables to sell. Through hard work and strong determination, she believes that she will be able to achieve her goal in the future.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 759
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 44.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped May Joy to buy more stock of native products, fruits and vegetables to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Mar 18, 2014
Currency Exchange Loss:
Sep 19, 2014