Gese F., 43, is married with 7 children. She has 3 years of experience in the produce business. She sells her produce in the village 2 days per week while her husband does all the farming.. This is her first loan with SPBD. Gese would like a loan to purchase knives, weedkiller and pesticides. She expects her weekly net cash flow to be 250 Tala (~104 USD). SPBD loans are Gese's only access to capital because she does not qualify for a loan with the traditional banks.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.