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Santos Isabel
Doña Santos is a 34-year-old woman who is married and the mother of two children who attend school in the community, but are in different grades. Santos completed her first grade education, but she was not able to continue her studies because she lacked financial support from her parents who had limited resources. Her husband is a vital support with the work in the fields. He is in charge of most of the farm work while she spends part of the day attending to different obligations and chores around the house. In addition, she is in charge of feeding the members of her household.

Doña Santos says that her parcels of land for growing coffee are the only source of income for her family. Even though the harvest occurs only once a year, the profits that are earned have been enough to improve her family’s quality of life. However, she needs supplies to maintain and protect her coffee crops so that she can achieve better production and prevent crop damage. For this reason, she is requesting assistance in order to accomplish these goals.

Her plan for the future, like all coffee producers, is to increase her crop by purchasing land and planting more coffee. At the same time, she would like to build up an inheritance for her children and help them with their education. Santos wants to give each child the opportunity that she did not have in her youth. She will not let a lack of financial resources prevent her children from becoming prepared and educated individuals.
View original language description ↓
Doña Santos es una mujer de 34 años de edad quien es casada y madre de familia de 2 hijos quienes estudian en diferentes grados de educación en la escuela de la comunidad. Ella tiene un grado de estudio de primaria completa pero no pudo continuar estudiando por la falta de apoyo económico por sus padres quienes son personas de escasos recursos económicos. Su esposo es apoyo fundamental en el trabajo de campo ya que es el quien se encarga de la mayoría de trabajos en el campo pues ella pasa parte del día en casa atendiendo las diferentes obligaciones y quehaceres en el hogar al igual que la alimentación de los miembros del hogar. Doña Santos relata que sus parcelas de tierra cultivadas de café son su único ingresos para su familia aunque la cosecha sea una vez cada año con las ganancias que obtiene estas son utilizadas para mejorar la calidad de vida de su familia; pero necesita insumos para darle mantenimiento y protección a sus cultivos de café para alcanzar una mejor producción y evitar que el cultivo se dañe por lo que pide ser apoyada para que eso no suceda. Sus planes a futuro como toda productora de café es seguir incrementando sus cultivos mediante la compra de tierra y plantación de café fortaleciendo al mismo tiempo el patrimonio para sus hijos y apoyarlos en su educación, dar a cada uno de ellos la oportunidad que ella no tuvo en su juventud por la falta de economía para que se conviertan en personas preparadas y estudiadas.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 19.3
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,475 helped Santos Isabel to buy farming supplies for her coffee crop.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 13, 2014
Listed
Mar 23, 2014
Currency Exchange Loss:
Possible