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Meraflor is 51 years old and married, with 4 adult children. She lives in Bulalo, Baliangao.

She has engaged in this business for 5 years. She earns PHP 5,000 from her sari-sari store monthly and joined Paglaum in 2011. She applied in Paglaum with the amount of PHP 20,000 to restock the store with basic commodities. The profit she earns in this business are used to support school tuition fees and savings for the future.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 707
    View loans »
    Philippines Loans Fundraising
  • $63,208,425
    Funds lent in using Kiva
  • 44.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Meraflor to restock her store with basic commodities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2014
Mar 18, 2014
Currency Exchange Loss:
Oct 23, 2014