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Karla Patricia
Karla, 21, is a fighter, entrepreneur and very dedicated to her job, her household chores and her family. She is married and has no children. With her husband, they work very hard each day to get ahead by cultivating coffee, which has been the vocation of her family for many years. Together with her husband, they work in their own agricultural fields thanks to an inheritance that her parents gave them so that they could defend themselves. Karla did not have the opportunity to study at the secondary level because at a very young age she had to work and the income from her parents’ business were not that greatest as they only had only one year of primary education. For this, she is very thankful.

Her dream is to continue cultivating and make her lands and crops grow so that she can generate a higher income to have better living conditions and work hard to live better. Karla needs to maintain her coffee crops and she will achieve through this financial help. With the loan she will be able to make the necessary investments in the purchase of fertilizers and manure to cover her needs and protect her crops so that she can have a great bean harvest.
View original language description ↓
Karla es una joven de 21 años de edad, luchadora, emprendedora, muy dedicada a su trabajo, su quehaceres en el hogar y su familia. Ella es casada y no tiene hijos quien lucha diariamente en compañía de su esposo para salir adelante cultivando café ya que por descendencia familiar este trabajo de campo es practicado desde hace muchos años por vocación. Junto a su esposo trabajan en la agricultura de forma propia gracias a una herencia que sus padres le dieron para que pudieran defenderse. Ella no tuvo la oportunidad de estudiar a nivel secundario ya que a muy temprana edad se dedicó a trabajar y los ingresos por el negocio con sus padres no eran los mejores teniendo únicamente un grado de estudio primario por el cual se siente muy agradecida.
Sus sueños son seguir cultivando y hacer crecer más sus tierras y cultivos de café, así generar más ingreso para estar en mejores condiciones de vida y hacer un esfuerzo por vivir mejor. Karla necesita darle mantenimiento a sus cultivos de café y esto lo lograra hacer mediante el apoyo financiero que hoy solicita de esta manera realizar la inversión necesaria en la compra de fertilizantes y abono cubriendo su necesidad y protegiendo sus cultivos para al final de la cosecha obtener un excelente grano.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $7,998,150
    Funds lent in using Kiva
  • 19.3
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Karla Patricia to buy agricultural supplies to assist her coffee crops.
0% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 6, 2014
Listed
Mar 21, 2014
Currency Exchange Loss:
Possible