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Donald, 32, is father of a 10 year old son who is in primary school. He works as a municipal cleaning operator while his wife takes care of their home. Donald hopes to improve his humble house in stages. Now with this loan he wants to build walls as the ones he now has are lined with plastic and zinc sheets. Thanks to the loan he will be able to buy materials to start the construction, which will bring better living conditions to his family.
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Donald tiene 32 años, es padre de un hijo de 10 años de edad y estudiante de primaria, labora como operario de limpieza en la municipalidad, mientras su esposa se dedica al orden del hogar. Donald desea ir mejorando su humilde vivienda por etapas, hoy con este crédito que solicita desea ir construyendo paredes, ya que las que tiene están forradas de plásticos y laminas de zinc, gracias al financiamiento podrá comprar los materiales para empezar la construcción, que permita mejores condiciones a la familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $3,636
    Average annual income
  • 119
    View loans »
    Nicaragua Loans Fundraising
  • $24,398,100
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $800 helped Donald to buy cement, sand, iron, cinder blocks, zinc and beams.
85% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 21, 2014
Mar 21, 2014
Currency Exchange Loss: