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Maria Mariana
María is 56 years old, and is happy, enthusiastic, and hardworking. She lives in Tulcán, and is married with 7 children, 3 males and 4 females, of which only 3 live with her: her 18 year-old son and 16 year-old daughter, who attend high school, and her 20 year-old daughter, who helps her in the store. She sells lunches, snacks, and empanadas in a small space in her zone, which is frequented by many customers. Though space is limited for serving them, it has not been a reason for things not to go well with her business. Her customers are not bothered by waiting a bit longer to be served the delicious seasoning that María puts in the foods she prepares. Previously, she solicited a loan from FODEMI through which she adjusted her location. Now she needs a loan to buy more raw materials to prepare food, such as rice, flour, oil, eggs, among others. Her dream is to have a bigger space where she can put more tables and serve her customers better.
View original language description ↓
María, es una mujer de 56 años de edad, alegre, entusiasta y trabajadora, vive en Tulcán, es casada tiene 7 hijos, 3 varones y 4 mujeres, de los cuales solo 3 viven con ella su hijo de 18, su hija de 16 que van al colegio y su hija de 20 años quien le ayuda en el negocio. Ella se decida a vender almuerzos, meriendas y empanadas en un pequeño local de la zona, donde van muchos clientes, aunque el espacio es limitado para atenderlos, no ha sido motivo para que no le vaya bien en su negocio, a sus clientes no les incomoda esperar un poco mas de tiempo en ser atendidos por el buen sazón que le pone a las comidas que ella prepara. Previamente ella solicitó un préstamo a FODEMI con el cual adecuó su local. Ahora ella necesita el préstamo para comprar materias primas para preparar las comidas como arroz, harina, aceite, huevos entre otros. El sueño de ella poder tener un espacio mas grande donde pueda poner mas mesas y atender a sus clientes de mejor forma.

Additional Information

More information about this loan

This loan is part of VisionFund Ecuador's effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.


About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,200 helped Maria Mariana to buy raw materials, such as rice, flour, oil, eggs, among others.
76% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Feb 21, 2014
Mar 21, 2014
Currency Exchange Loss: