Señor De Accha Group
The partners value principally the access to credit and the culture of saving, as main axes of the program of community banks.
Es un banco comunal conformado por socias que viven en el distrito de Pisac, ubicado en el Valle Sagrado de los Incas a 25 minutos de la ciudad del Cusco.
Las socias que conforman el banco comunal se dedican principalmente a la artesanía, por ser Pisac, un pueblo eminentemente de artesanos.
Las ferias dominicales de Pisac son un atractivo turístico, donde las socias desarrollan sus actividades de venta de artesanías. Entra las principales líneas podemos citar la bisutería, tejidos, cerámica.
Las socias valoran principalmente el acceso al crédito, la cultura del ahorro, como ejes principales del programa de bancos comunales.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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