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Shola is 44 years old and married with two children. She lives in Naxullu village in the Füzuli region but they have been Internally Displaced Persons from their native land, Füzuli city, for over 21 years.

Shola has been in the animal breeding business. She prepares dairy products (cheese, yogurt, etc.) from milk and sells them at a local bazaar and to her neighbors to earn money.

Today she needs a loan in the amount of 2,300 AZN. With it, Shola wants to vaccinate cows and buy hay so her monthly income will be increased and she can give her children a good education in the future. She greatly thanks the Kiva organization for its help.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 72
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Shola to vaccinate cows and buy hay.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 24, 2014
Mar 16, 2014
Currency Exchange Loss:
Mar 17, 2015