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Greetings from Francois in Kigali, Rwanda! Francois is 35 years old, married with 4 children. Francois owns a small pub where he sells local beer and soft drinks to the people in his area, especially taxi drivers and other motorists.

Francois started his business in 2003 with around US$ 400 as working capital but has now grown to US$ 800 as his capital in 2008. He earns about US$ 143 from other sources of income. He employs 6 people to help him run the business.

Francois is looking for a loan worth 519,175 frws to increase his working capital. The loan repayment term is 8 months.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 59
    View loans »
    Rwanda Loans Fundraising
  • $15,325,750
    Funds lent in using Kiva
  • 546.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Francois to increase his working capital.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 21, 2008
Oct 7, 2008
Currency Exchange Loss:
Jul 15, 2009