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Greetings from Francois in Kigali, Rwanda! Francois is 35 years old, married with 4 children. Francois owns a small pub where he sells local beer and soft drinks to the people in his area, especially taxi drivers and other motorists.

Francois started his business in 2003 with around US$ 400 as working capital but has now grown to US$ 800 as his capital in 2008. He earns about US$ 143 from other sources of income. He employs 6 people to help him run the business.

Francois is looking for a loan worth 519,175 frws to increase his working capital. The loan repayment term is 8 months.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 546.5
    Rwanda Francs (RWF) = $1 USD