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Munisa is a happy and cheerful resident of the tiny Shahrituz District. She is a family person. Previously, she practiced crop farming. Now she has set the goal for herself of starting her own business. She has a pair of cattle at her house. From a young age, she has been looking after cattle, feeding and watering them. Munisa decided to put all of her skills and experience into the business of livestock breeding. Only Munisa does not have sufficient funds to buy enough calves and start her business. This business will change her life for the better by bringing in a profit. She relies on this new source of income, which will give her new economic opportunities. Please support Munisa.
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Муниса жизнерадостная и веселая жительница маленького района Шахритус. Она семейный человек. Ранее она занималась земледелием. Сейчас она поставила перед собой цель начать свой бизнес. У нее дома есть пару скотин. Она с юного возраста ухаживала за скотами, кормила и поила их. Муниса решила все свои навыки и опыт вложить в бизнес животноводства. Только Мунисе не хватает достаточной суммы денег, чтобы купить достаточное количество телят и начать бизнес, который изменит ее жизнь к лучшему принося прибыль. Она надеется с новым источником дохода, у нее будет новые экономические возможности. Поддержите Мунису.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 264
    View loans »
    Tajikistan Loans Fundraising
  • $30,418,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Munisa to buy calves to start her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Mar 14, 2014
Currency Exchange Loss:
Apr 17, 2015