They have been shopkeepers for several years and are very much in demand for their businesses buying and selling cereals: mils [African cereal], rice, beans, etc.
Due to the concern of meeting the growing needs of their clientele, the members of the group decided to join Soro Yiriwaso's loan program. They are on their third group loan.
Niagamba, who is the president of the group and very well-known in Dangassa, excels in the sale of cereals. She plans to use her loan to buy 3 bags of rice, 3 bags of mil, etc. She gets her supplies in Dangassa and locally and sells her products in Dangassa, for cash and credit to a mixed clientele. She hopes to make a monthly profit of 20,000 FCFA, an amount which will allow her to repay the loan and reinvest in her business buying and selling cereals.
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités d’achat vente de céréale : mils, riz, haricots, etc.
Dans le souci de satisfaire le besoin croissant de leurs clientèles, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur troisième prêt solidaire.
NIAGAMBA, qui est la présidente du groupe et très connue à DANGASSA, excelle dans la vente de céréales. Elle compte utiliser son prêt pour acheter, 3 sacs de riz, 3 sacs de mil, etc. Elle s’approvisionne à DANGASSA et sur place et vend ses produits à DANGASSA, au comptant et à crédit à une clientèle mixte.
Elle espère sur un bénéfice mensuel de 20.000FCFA somme qui lui
permettra de rembourser le prêt et être réinvestir dans son activité d’achat vente de céréales.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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