Due to the concern of meeting the growing needs of their clientele, the members of the group decided to join Soro Yiriwaso's loan program four years ago. They are on their sixth group loan.
Fatoumata plans to use her loan to buy a large quantity of food condiments and fish for her restaurant. She gets her supplies in Dangassa and locally from the wholesalers and sells her food in Dangassa, retail, for cash and credit, to a clientele consisting of men and women. She hopes for a monthly profit of 60,000 FCFA, an amount which will allow her to repay the loan and reinvest in her catering business.
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités de la vente de restaurant : viande, haricot, etc.
Dans le souci de satisfaire le besoin croissant de leurs clientèles, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso, il y a quatre ans. Elles sont à leur sixième prêt solidaire.
FATOUMATA, compte utiliser son prêt pour acheter une quantité importante de condiments alimentaires et des poissons pour son restaurant. Elle s’approvisionne à DANGASSA et sur place auprès des grossistes et vend ses aliments à DANGASSA, en détail, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle espère sur un bénéfice mensuel de 60.000FCFA somme qui lui permettra de rembourser le prêt et être réinvestir dans son activité vente de restauration.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid