Phalla (pictured here) lives about 10 kilometers from Phnom Penh City. She has four children--one son and three daughters. One of her children is married and lives in a separated home, one is a cashier, one is a garment factory worker, and another one attends school. Phalla has full-time employment, while her husband is a motor taxi driver. She wants to buy a motorcycle for her daughter to get to work; hence she has decided to apply for a loan to make the purchase.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.