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Yam's Group
In this Group: Yam, Ran
Aged 54 years old, Yam is a married mother of seven children living in a rural village of the Moung Russey district, Cambodia. To support her family, Yam has been farming rice and labouring for others for 12 years in the village. Her current business earns her about 27,000 Cambodian riels (KHR) per day.

Yam’s group, of which she is the leader, consists of two members. She is in her sixth loan cycle with VisionFund, while her fellow group member is in his seventh loan cycle. She has successfully used her past loans from VisionFund to better support her family and business. She is going to use her portion of this loan to buy fertilizers and pesticides for her farmland. She hopes to increase her crop yields and sell them for a good price in order to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 3,998.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yam's Group's $725 loan helped a member to buy fertilizers and pesticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Mar 16, 2014
Currency Exchange Loss:
Mar 19, 2015