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Rejoice A. is married and has 4 children. She has received schooling through Junior High level.

Rejoice has been in the fish selling business since 1978. She buys from fishermen and brings the fish home for processing and preservation. The finished product is then sent to be sold at the market at Enyaaye near Elmina. She uses her income to pay for food for her family, and for their utility bills.

Rejoice will use the loan of to purchase more fish to meet the needs of her ever increasing number of customers. Her husband is a draftsman, and with the new profits from her expanded business, Rejoice plans to help him build a house for their family.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Rejoice rejoice will use the loan to purchase more fish to meet the needs of her ever increasing number of costumers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 23, 2008
Oct 9, 2008
Currency Exchange Loss:
Jun 15, 2009