In recent years, Don Fausto has managed to average a harvest of 350 quintales of pergamino coffee. For this year, he is asking for a loan to ensure the labor and the purchase of supplies and materials that allow him to keep pests and diseases under control in the areas that are currently sown with coffee. With the introduction of these activities, he will be able to ensure and improve production in the 2014-2015 cycle, and deal with the instability of the coffee market, which he has also faced by being certified under the Fairtrade stamp.
En los últimos años Dn. Fausto ha logrado cosechar un promedio de 350 quintales de café pergamino. Para este año, está solicitando un financiamiento para garantizar la mano de obra y la compra de insumos y materiales que le permita tener bajo control las plagas y enfermedades en las áreas de café cosechero que tiene actualmente. Con la implementación de estas actividades, se logrará garantizar y mejorar la producción en el ciclo 2014-2015, y hacer frente a la inestabilidad en el mercado de café, lo cual también ha enfrentado al estar certificado bajo el sello Fairtrade.
More information about this loan
This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.
About PACPAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.
Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.
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