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Rosalia
With her first loan, Rosalía was able to buy the supplies that she needed to obtain an excellent harvest. This meant that she was able sell her products at a very good price. She is grateful for the support that was given to her, which helped to build her credibility as a small producer. Rosalía awaits for assistance from her most recent loan application since she plans to continue investing in her coffee crops.

Thanks to the first loan she received, Rosalía was able to buy fertilizers and other supplies for her nursery since part of her seedlings were sold. Part of the money was used to protect her crops from seasonal pests and diseases, such as leaf rust, which can spread quickly and cause damage. Her plans include strengthening her assets for her children’s future. They will be able to inherit the land that she is currently working.

This new loan is her second transaction. Once again she will buy supplies that will aid in the growth, protection, and development of her crops so that she can generate income for meeting her financial commitments. She will also be able to resolve a few problems from her previous harvest that could not be worked out with continued maintenance.

Once again, Rosalía waits for the support from various lenders through the Kiva platform. Having this financial support is very important for the development and growth of her crops and with helping her fulfill her goals, expectations, and dreams.
View original language description ↓
Rosalía con su primer financiamiento pudo comprar los insumos que necesitaba para obtener una cosecha excelente la cual vendió a muy buen precio estando muy agradecida por el apoyo brindado y credibilidad en el pequeño productor esperando ser apoyada nuevamente con una nueva petición de crédito para seguir invirtiendo en sus cultivos de café. Gracias a su primer financiamiento ella logro comprar los fertilizantes y demás productos que ayudaron a su vivero a ser vendido una parte y a proteger los cultivos en la temporada de plagas y enfermedades como la roya que en ese entonces estaba propagándose rápidamente y dañando cosechas. Ya que sus planes son fortalecer el patrimonio para el futuro de sus hijos y poder heredar a los mismo la tierra que hoy en día trabaja nuevamente solicita un segundo apoyo financiero con el cual nuevamente comprara insumos que ayuden al crecimiento, protección y desarrollo del mismo ya que las ganancias obtenidas fueron para pagar su compromiso de pago y solventar un poco algunos problemas que su cosecha presentaba lo cual no ajusto para poder seguir dando el mantenimiento necesario. Nuevamente ella espera ser apoyada por los diferentes inversionistas en la plataforma de Kiva ya que el apoyo financiero es muy importante para el desarrollo y crecimiento de sus plantaciones, metas, esperanzas y sueños.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 45
    View loans »
    Honduras Loans Fundraising
  • $7,989,775
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,050 helped Rosalia to buy farming supplies for maintaining her coffee crop.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 6, 2014
Listed
Mar 21, 2014
Currency Exchange Loss:
Possible