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Irma Simona
Irma is a 41-year-old woman who is devoted to her job of teaching children. She is an elementary school teacher and has been in this noble profession for seven years. Irma is single and has two children who she supports in their development.

Irma came to CEPRODEL to request loan for building a room. She says the funds will be used to buy construction materials such as cement, corrugated iron, flat iron, gravel, sand, zinc, and crossbeams, as well as to pay for labor. This will help to improve her living conditions.
View original language description ↓
irma es una señora de 41 año de edad, dedicada a la enseñanza de los niños, de profesión maestra de educación primaria con 7 años de impartir tan noble labor, soltera con 2 hijos a los que apoya en su desarrollo, esta señora se presento a ceprodel para solicitar financiamiento y de construir un cuarto, ya que dicho financiamiento lo utilizara en la compra de materiales de construcción como: cemento, hierro corrugado, hierro liso, piedrín, arena, zinc, perlin y mano de obra, lo que le vendría ha mejorar las condiciones de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $3,636
    Average annual income
  • 120
    View loans »
    Nicaragua Loans Fundraising
  • $24,042,425
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $975 helped Irma Simona to buy construction materials and pay for labor in order to build a room.
65% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 18, 2014
Mar 20, 2014
Currency Exchange Loss: