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Deisy is the 30-year-old mother of 4 children between the ages of 4 to 10 years. She generates the family's income through two activities. One is selling soups, a daily activity that brings in cash. The other is a trade she has done for 9 years which is selling clothing, cosmetics, and more to customers on credit with fixed repayment schedules. She started her business driven by the need to generate profits to support and maintain her household alongside her spouse. She purchases the articles she sells in wholesale markets where they offer bulk prices which allow her to earn a little more when she sells. Deisy has dreams of prosperity, having her own home, and a fixed location for her business while she continues to manage her home closely. Her biggest challenge is to save and reinvest but, through her hard work and dedication, she has a great potential to expand her business. She aims to increase her working capital in order to increase her volume of sales. She is currently applying for her first Kiva loan through Fundación Mario Santo Domingo which she will use to buy food supplies as well as clothing, beauty products, and more to gradually increase sales volume. Rapidly rotating her products will boost the success of this investment.
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Deisy de 30 años de edad, madre de 4 hijos en las edades de 4 a 10 años, genera ingresos familiares a través de dos actividades: por un lado vende sopas diariamente, actividad que le da una rotación de efectivo diario y por otro lado se dedica al comercio desde hace 9 años, vendiendo a plazos pactados con los clientes y de contado, artículos como ropa, productos cosméticos etc. Su negocio inició impulsado por la necesidad de generar ingresos para apoyar el sostenimiento de su hogar, al lado de su cónyuge. Las compras de sus artículos las hace en grandes depósitos, que le ofrecen precios de mayoristas y le ayudan a ganar un poco más en sus ventas. Deisy tiene sueños de prosperidad, como el de tener su propia casa y un local para trabajar impulsando su actividad, mientras continua administrando su hogar muy de cerca. Su mayor desafío es lograr ahorros para reinvertir, pero su trabajo constante y buena disposición, hacen que tenga un gran potencial de incremento de su negocio, apuntándole al aumento de su capital de trabajo, con el fin de lograr un volumen de sus compras. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará insumos alimenticios y mercancías como ropa productos de belleza para poco a poco aumentar su volumen de ventas, rotando rápidamente sus productos en impulsar el éxito de esta inversión..

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.


About Colombia

  • $11,100
    Average annual income
  • 466
    View loans »
    Colombia Loans Fundraising
  • $15,270,025
    Funds lent in using Kiva
  • 2,048.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $525 helped Deisy to purchase ingredients for her soup business as well and cosmetics, clothing, and more to sell.
93% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Mar 19, 2014
Currency Exchange Loss:
Jan 17, 2015