The women sell various items, such as pagnes (traditional, wrap-around clothing), sugar, cakes and soaps. The group members would like to increase the size of their businesses so they have decided to work with the field partner, Soro Yiriwaso.
Aminata (standing on the far left in the photo) sells soaps. She will use her loan to buy a large quantity of high quality soaps in Koutiala. She sells her product at home or at the market to various customers.
Most of the group members expect to earn an average of 90,000 francs CFA over the loan cycle, but Aminata expects to earn 105,000 francs CFA. The women will use their earnings to repay their loans, provide for their personal expenses and increase their working capital. They would like to continue to collaborate with Soro Yiriwaso to ensure the continuation of their stock levels.
Ce groupe de femmes fait le commerce d’articles divers tels que, de Pagnes, Sucres, Gâteaux, Savons et divers. Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso pour la première fois.
Aminata 1 ère debout de la gauche vers la droite est une vendeuse de Savons. Elle compte utiliser son prêt pour acheter des savons en quantité et en qualité. Elle se procure de ces savons à Koutiala. Elle les vend à la maison et au marché à une clientèle diverse.
Tandis que les autres membres du groupe Badeya comptent réaliser un bénéfice moyen de 90 000CFA chacune au cours de ce cycle Mme Aminata compte réaliser 105 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnelles et augmenter son fonds de commerce.
Elles souhaitent voir renforcer ce partenariat avec Soro Yiriwaso pour que les stocks ne soient pas rares.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid