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Manzura is a 28-year-old first-time entrepreneur. Currently, she is actively getting ready to open her own grocery store in the city of Dushanbe. It took her a long time to get there and finally she is able to fulfill her dream. Manzura already equipped her store with all of the necessary fixtures, specifically she bought two refrigerators, shelving, a table, scales, etc. Now she does have not enough to buy goods for her store. She is requesting a loan for this amount. Manzura is planning to buy quality groceries, and upon filling her shelves and refrigerators, she will open her store. Manzura is organizing this new business by herself, as her husband is currently working abroad in Russia. Manzura and her husband have three children. She wants to provide her children with a bright future and is asking you to help her accomplish her goal. She eagerly awaits your support. Thanks to this loan, she will have a job.
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Манзура начинающий предприниматель, ей 28 лет. Она сейчас активно готовится к открытию своего продуктового магазина в городе Душанбе. Она долго шла к этому и наконец сможет реализовать свою мечту. Манзура уже оснастила магазин всеми необходимыми принадлежностями, а именно закупила два холодильника, стеллажи, стол, весы и т.д. Теперь для купли товара ей не хватает немного. Эту сумму она просит в кредит. Манзура собирается закупить качественные продукты питания и заполнив полки и холодильники открыть свой магазин. Организацией нового бизнеса Манзура занимается одна, так как ее муж в данный момент находится на заработках в России. У Манзуры с мужем трое детей. Она хочет обеспечить своим детям светлое будущее и просит Вас помочь реализовать ее цель. Она с нетерпением ждет поддержки, ведь благодаря кредиту у нее будет работа.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 109
    View loans »
    Tajikistan Loans Fundraising
  • $29,894,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Manzura to buy quality groceries to open a grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2014
Mar 14, 2014
Currency Exchange Loss:
Apr 17, 2015