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Aiyda
Aiyda is 38 years old, married, and together with her husband, is raising four children. Aiyda has a secondary-specialized education. She graduated from a technical college with a degree as a chef. She began her professional career in secondary school, then she got married, but she continued to work. Aiyda is very responsible, gregarious and cheerful by nature. Aiyda and her husband practice livestock breeding and crop farming. They started this business 20 years ago, with an initial purchase of cattle in the amount of 5,000 som (KGS). Thanks to Aiyda's hard work, she currently has 2 milk cows and 2 horses on her farm. Her monthly income is 16,000 som (KGS) from the sale of milk, as well as cultivating a 2.0 hectare plot of land on which she mainly grows beans and potatoes. The received harvest is sold to wholesale distributors. For the purpose of further developing her business, Aiyda turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy cows to increase the size of her herd. After the purchase of the cattle, they will be located on their own farm. In the summer, they will be under the care of a shepherd. Aiyda plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money for her children's university educations.
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Аийда 38 лет, замужем, вместе с супругом воспитывают 4 детей. У Аийды - средне-специальное образование, окончила техникум, по специальности -повар. Трудовую деятельность начала в средней школе, затем вышла замуж, но продолжила работать. По характеру Аийда очень ответственная, общительная, жизнерадостная. Вместе с мужем Аийда занимается животноводством и полеводством, стартовав 20 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Аийды, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 2 лошади. Ежемесячный доход составляет 16,000 сом (KGS) от реализации молока, также обрабатывает 2,0 ГА земли, где в основном выращивает -фасоль и картофель. Полученный урожай реализуют оптовым поставщикам. В целях дальнейшего развития своего хозяйства, Аийда обратилась в Банк "Бай-Тушум" за кредитом - на покупку коров для увеличения поголовья скота. После закупки коров, они будут находиться в собственном хозяйстве. Летом скот будет под присмотром пастуха. Доходы от кредита Аийда планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на оплату обучения детей в высших учебных заведениях.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,100
    Average annual income
  • 143
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,432,150
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Aiyda to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 25, 2014
Listed
Mar 13, 2014
Currency Exchange Loss:
Possible
Ended:
Jan 18, 2015