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Banco Mujer Pacuare Group
In this Group: Fatima, Juana, Villaney, Dixiana, Kembly, Roxana, Hazel
Fatima is 39 years old, married, and has two children. She lives alone with her children, as she and her husband separated several years ago. One of her children is of legal age and the other is not. She is very hardworking as she needs to ensure the basic needs of her home. She makes a living selling clothing, purses, perfumes, sandals, and other items. She has a lot of customers because she treats them well and payment types she offers. Her income covers the needs of her home, as well as her son's high school education. She has clients from various places, such as neighbors, relatives, teachers, and self-employed people from different institutions of the Limon community. She lives in an urban community. She and the six other members are going to invest in street trading as well as in herbalife nutritional services and the small industry of making bathing suits. This, with the goal of growing their activities, will generate more income and will improve living conditions for the members and their families.
View original language description ↓
Doña Fátima es una clienta con 39 años de edad, casada y tuvo dos hijos. Vive sola con sus hijos, debido a que hace varios años se separó de su esposo. Uno es menor de edad y el otro mayor de edad. Es muy trabajadora debido a que tuvo la necesidad de velar por las necesidades básicas de su hogar. Se dedica a su negocio de venta ambulante de ropa, bolsos, pèrfumes, sandalías y otras cosas más. Cuenta con mucha clientela debido al buen trato que les brinda y a la comodidad de pago que les ofrece. De sus ingresos ella provee las necesidades de su hogar, asi como estudios de su hijo, el cual está cursando la secundaria. Tiene clientes de varios lugares como vecinos, familiares, maestras, personas asalariadas de diferentes instituciones de la comunidad limonense. Vive en una comunidad urbana. Ella y las seis socias más van a invertir en comercio ambulante y además en servicios de nutrición herbalife y pequeña industria como confección de vestidos de baño. Ésto con la meta de crecer en sus actividades, generando mayores ingresos y mejorando las condiciones de vida de ellas y las de sus familias.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 56
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 561.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Pacuare Group's $5,000 loan helped a member purchase merchandise such as purses, perfumes, clothing, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 10, 2014
Mar 19, 2014
Currency Exchange Loss:
Jun 20, 2015