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Julia Yamileth
Julia is 38 years old. She is married and has two children, who are at secondary school. She tells us that since she was a little girl she has liked working because she is the daughter of a hard-working and determined mother, and this helped her a lot because it enabled her to start her own business selling staple grains at the market in Chichigalpa. She has been doing this for 13 years now and she already had experience in the business when she started. With the goal of bettering herself and obtaining more income to improve her children’s quality of life, she decided to start another business selling food (lunches). She has set this business up in the same location as her grain-selling business. She thinks that she has had success with her businesses up to this date, since she has regular customers. She thinks she is a happy, enterprising, and determined person with a desire for self-improvement.
View original language description ↓
Doña Julia tiene la edad de 38 años, es casada y tiene 2 hijos los cuales estan en la secundaria, Nos cuenta que desde niña le gusta trabajar por que es hija de una madre trabajadora y luchadora y esto le fue de gran ayuda porque le permitio iniciar por cuenta propia el negocio de venta de granos basicos en el mercado municipal de chichigalpa desde hace 13 años.Ademas de que ya contaba con suficiente experiencia en el negocio. Siempre con el deseo de superacion y lograr obtener mas ingresos para mejorar la calidad de vida de sus hijos, descidio desarrollarse en otro negocio que es la venta de comida(almuerzos) el cual tiene establecido en el mismo local de donde tiene su negocio de venta de granos. Ella considera que hasta la fecha ha tenido exito con sus negocios, ya que cuenta con una clientela fiel. Ella se considera una persona algre, emprendedora,luchadora y con espiritu de superacion.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Julia Yamileth to buy staple grains (rice, beans, oil, sugar, canned food).
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Mar 18, 2014
Currency Exchange Loss:
Jun 17, 2014