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Jessica Marlem
Thanks to her first loan, Jessica bought supplies and needed fertilizers with which she was able to take care of an entire ‘manzana’ [a land measurement unit equivalent to 7000 square meters] of coffee. She was able to protect the crop from pests and diseases, among other things that would damage the plant and the grain if not treated in time.

She is grateful for the support provided by the Kiva lenders and the COMIXMUL cooperative. Thanks to the financial help, her crops were not lost. Thanks to her first loan, she managed to buy seven ‘quintales’ [a quintal is 100 pounds] of fertilizer, 15 sack of nitrate fertilizer, and pay for the labor to be able to take care of her crop a little faster.

Jessica is currently requesting a second loan. She will use the loan to once again buy agricultural supplies. They will help to provide protection to her crops again. After the cutting, they were left a little battered. She is once again hoping to be supported with a loan in order to be able to be less troubled because the supplies are needed in the coming season.
View original language description ↓
Gracias a su primer financiamiento Jessica compro los insumos y abonos necesarios con los que pudo asistir una manzana completa de café la cual pudo proteger de plagas, enfermedades entre otros que pudieron de no tratarse a tiempo dañar la planta y el grano. Ella agradece el apoyo brindado por los inversionistas en KIVA y la cooperativa COMIXMUL ya que gracias al apoyo financiero sus cultivos no se perdieron. Gracias a su primer financiamiento logro comprar 7 quintales de abono, 15 sacos de abono nitrato y el pago de mano de obra para poder asistir un poco más rápido su cultivo. En la actualidad Jessica solicita un segundo financiamiento con el cual comprara nuevamente insumos agrícolas los cuales ayudaran a volver a dar protección a sus cultivos los cuales después de la corta quedaron un poco maltratados. Esperando nuevamente ser apoyada con dichos fondos para poder estar más tranquila ya que es necesario para la temporada entrante.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $775 helped Jessica Marlem to buy agricultural supplies to care for her coffee crops.
33% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Feb 26, 2014
Mar 18, 2014
Currency Exchange Loss: