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Juventud Unida Group
In this Group: Isabel, Digna Cristina, Katy Maria Angla, Martin Roberto, Maria Isabel, Florentina

Update on Juventud Unida Group

The communal bank "Juventud Unida" is made up of 6 members who are very pleased to be entering into their 5th loan cycle. Florentina is 34 years old. She lives with a partner and has 2 children aged 15 and 9, who she is educating. Florentina works selling groceries and beverages from her store. She also sells cellular phone minutes. Her main desire is to expand her store so that she can build her house and give her children a professional education. She will invest this loan in her store, buying soft drinks and cellular recharges. This group is grateful to the Kiva lenders for this loan. In the photo, Florentina is the second person from the left side, wearing a turquoise long-sleeved turtleneck shirt.
View original language description ↓
El grupo “Juventud Unida” está conformado por 06 socios se encuentran muy contentos por estar pasando al 5 ciclo. Florentina tiene 34 años su estado civil es conviviente con 02 hijos de 15 años y 9 años a los cuales educa. Ella trabaja en la venta de abarrotes y bebidas en su bodega. Se dedica también a las recargas de saldo de celulares .Su mayor deseo es ampliar su negocio construir su vivienda y darle la educación profesional a sus hijos. El préstamo lo invertiría para implementar su bodega con gaseosas y recargas. El grupo agradece el préstamo de los inversionistas de KIVA. Florentina es la segunda persona del lado izquierdo viste un polo manga larga con cuello alto turquesa.

Previous Loan Details

The "Juventud Unida" group is made up of five members who work in different business sectors and offering services. Victor is 52 years, married and is bring up three children. Victor studied carpentry and woodwork, and these skills have provided him with work. Since he was 23 years old, Victor... More from Juventud Unida Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $60,105,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juventud Unida Group's $1,900 loan helped a member to buy rice, sugar, soft drinks, and cellular phone minutes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Mar 18, 2014
Currency Exchange Loss:
Oct 17, 2014