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Bayandur has been married for 16 years. He is 48 years old and has two children. One of them is a 14-year-old son who is in the seventh class at school, and the other is an 11-year-old daughter who is in the fourth class. Bayandur’s wife is a housewife. His family is an IDP (Internally Displaced Persons) from Fuzuli city, and now they are living in Aybasanli village in the Fuzuli region.

Bayandur has a “chayxana”, which translates into English as 'teahouse'. Here Bayandur serves “samovar tea” to his customers. Today he needs a loan to the amount of 1,750 AZN (Azerbaijan New Manat) to repair the roof of the “chayxana”.

Bayandur is very grateful to the Kiva organization for their help. In the future he wants to increase the size of the “chayxana” and his monthly income.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $6,171
    Average annual income
  • 14
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,250 helped Bayandur to repair the roof of his “chayxana” (teahouse).
98% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 24, 2014
Mar 15, 2014
Currency Exchange Loss:
Mar 17, 2015