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Nurana is 35 years old, married, with a daughter and a son. Her husband earns money for family working as a laborer. The members of family are refugees and have lived in an IDP settlement for a long time. Nurana has been working as a farmer for 15 years and has good skills in this area. She grows figs trees then sells them at local bazaar, and earns 150AZN monthly.

Fig is a very useful and tasty fruit. Azerbaijan people prepare jams for dessert with tea. They use it as liquor to alleviate colds. Dried figs are also very useful for health.

Nurana needs money to make her garden better. She wants to build a green house for the fig trees and protect them from severe weather. Besides that, she wants to expand her business and increase income. She needs to cover her family’s living costs and children’s education. She applied for 1500AZN in order to buy more fruit trees and raise them.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,925 helped Nurana to buy fruit trees and fertilizers.
60% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 5, 2014
Mar 13, 2014
Currency Exchange Loss: