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Arfa, age 24, is a married woman. She deals in the business of animal sales. She buys animals (baby goats & calves) at low prices, brings them up and then sells them out in the market at higher prices. At present she has three goats and one cow. She makes enough through her business to contribute to the family income. She needs to improve her business to bear her household expenses. For this reason, she contacted Kashf Foundation and applied a loan of PKR 40,000 to purchase more baby goats. She is very experienced and has good contacts in the market. With this loan she will definitely expand her business and income level.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 445
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 99.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Arfa to purchase more baby goats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 6, 2014
Mar 13, 2014
Currency Exchange Loss:
Apr 17, 2015