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Shahnoza is a 24-year-old, married young woman. She does business in her city of Tursun-zoda. A year and a half ago, she bought a stall at the local market and took up selling women's clothing. Shahnoza continues her business to this day. She serves each customer very attentively and helps them with their clothing selection. In a short period of time, she has already gathered loyal customers. In order to develop her retail business, Shahnoza applied for a loan. She wants to buy seasonal merchandise, i.e. bring in a Spring collection of women's clothing, to attract more customers. She relies on your support.
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Шахноза молодая замужняя женщина в возрасте 24 лет, занимающаяся бизнесом в своем городе Турсунзаде. Она полтора года назад приобрела точку на местном рынке и занялась продажей женской одежды. Шахноза по сей день продолжает свой бизнес. Она обслуживает каждую клиентку очень внимательно и помогает им с выбором одежды. За короткий период она уже приобрела своих постоянных клиенток. Для развития торговли Шахноза обратилась за кредитом. Она хочет закупить сезонный товар, то есть привести коллекцию весенней женской одежды, чтобы привлечь больше клиентов. Она надеется на поддержку.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 110
    View loans »
    Tajikistan Loans Fundraising
  • $29,894,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Shahnoza to purchase a Spring collection of women's clothing to attract more customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2014
Mar 12, 2014
Currency Exchange Loss:
Apr 17, 2015