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Sandra Nohelia
Young Sandra, 21, studies Business Economics with a major in Profitability Analysis. Her parents help her to cover the tuition fee. She is eager to finish her studies and use her knowledge to help her family, become independent and get ahead.

Sandra is requesting a loan to pay for the fees to register her degree, which will guarantee her a better future.
View original language description ↓
La joven Sandra de 21 años de edad, es estudiante de la carrera de Economía Gerencial con un postgrado en Rentabilidad Financiera, sus padres le apoyan para sus gastos universitarios, el cual desea con mucha ilusión culminar, profesión con la que desea salir adelante en la vida para apoyar a su familia e independizarse, solicita el crédito para poder pagar el curso de titulación que le garantizara un mejor futuro.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 128
    View loans »
    Nicaragua Loans Fundraising
  • $24,581,200
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,025 helped Sandra Nohelia to pay for the fee to register her degree.
83% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 26, 2014
Mar 18, 2014
Currency Exchange Loss: