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Teresa is 55 years old. She lives in the district of Cayaltí, a community where the people make a living from agriculture, trade, and ranching. It is located in the province of Chiclayo, which belongs to the Lambayeque region on the north coast of Peru.

Teresa makes a living by selling accessories and clothing for ladies, men, and children. She has been doing this for more than six years and she works every day, selling her products from home. She is an enterprising mother. She has requested a loan of 1,700 PEN in order to buy a variety of seasonal clothing to offer to her clients, thereby generating greater revenue.
View original language description ↓
Teresa tiene 55 años de edad, vive en el distrito de Cayalti una comunidad que se dedica a la agricultura, comercio y ganadería, ubicada en la Provincia de Chiclayo que pertenece a la Región Lambayeque, costa norte del Perú.

Ella se dedica a la venta de ropa para damas, caballeros, niños y a la venta de accesorios todos los días de la semana en ambiente de su hogar hace mas de 6 años, es una madre emprendedora, ha solicitado un préstamo de 1 700 nuevos soles para la compra de variedad de ropa de temporada para ofrecer a sus clientes y de esta manera generar mayores ingresos.

Additional Information

More information about this loan

This product was created to assist Edpyme Alternativa to expand their reach into rural areas of Northern Peru in order to attend more underserved populations. Kiva funding allows the institution to access the Northern areas of the Piura, Lambayeque, and Cajamarca regions, which are generally too costly to serve and therefore less attended by financial institutions.  

About Peru

  • $6,715
    Average annual income
  • 61
    View loans »
    Peru Loans Fundraising
  • $54,552,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $625 helped Teresa to buy a variety of seasonal clothing to offer to her clients.
90% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 10, 2014
Mar 17, 2014
Currency Exchange Loss: