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Basilia Domitila
Basilia is a 40 year old woman. She lives in her own home with her life's companion and her little one year old son. She earns a living selling clothes n the central market in her town. In this way, she earns income and helps with the family's expenses. Basilia wants to change the roof on the kitchen of her house because is has deteriorated due to time and rain. To do this, she has asked FUSAI for a loan to invest in roof tiles and wood to change the roof on the kitchen as soon as possible.
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Basilia es una mujer de 40 años de edad y habita en casa propia junto a su compañero de vida y su pequeño hijo de un año. Ella se gana la vida mediante la venta de ropa en el mercado central de su localidad. De esta forma se gana el sustento y apoya a la economía del hogar. Basilia desea desea cambar el techo de la cocina de su vivienda dado que se encuentra deteriorado por causa del tiempo y las lluvias. Por lo anterior solicita este crédito a FUSAI para invertir en la compra de teja y madera para proceder al cambio del techo de la cocina lo antes posible.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 886
    View loans »
    El Salvador Loans Fundraising
  • $28,305,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Basilia Domitila to buy roof tiles and wood for the roof on the kitchen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Mar 17, 2014
Currency Exchange Loss:
Mar 26, 2015