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Maria Isabel

Update on Maria Isabel

Maria is about to accomplish one of her greatest dreams: the completion of her home with the assistance of her husband who is always helping her and supporting her with everything. She is seeking this loan to purchase ceramic tiles, cement, Bondex and a toilet. She is happy and thankful for the confidence that Kiva and Afodenic have brought her with this loan.
View original language description ↓
La señora Maria esta por cumplir uno de sus mayores sueños, concluir su vivienda, con el apoyo de su esposo que siempre esta ayudandole y apoyandola en todo, solicita el credito para la compra de Ceramica, cemento, Bondex, y un inodoro, ella se siente feliz y agradecida por la confianza que Kiva y Afodenic le han brindado con este credito.

Previous Loan Details

María is a resident of the La Borgoña rural community in the municipality of Ticuantepe. Together with her husband, she struggles from day to day to get by and realize her greatest dream: to complete construction of her residence. María works as a teacher in a private school, and her husband ... More from Maria Isabel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 104
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Isabel to purchase ceramic tiles.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Mar 16, 2014
Currency Exchange Loss:
Mar 17, 2015