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Gohar lives in Bambakashat village with her husband, mother-in-law and three children (ages 22, 20 and 13 years old). The family is engaged in agriculture. As the only source of the family's income, the farming business is highly important for them.

Gohar has now applied for this loan of USD 3,000 to be able to improve her farm. The loan will be used for purchasing seeds, fertilizer, 5 oxen and forage to feed the livestock. Gohar will be very grateful to lenders if they support her farming business. She hopes for their support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Gohar to pay for seeds, fertilizer, 5 oxen and forage to feed the livestock.
68% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 18, 2014
Mar 12, 2014
Currency Exchange Loss: