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Julie
Julie is married, and a mother of six children. They live in a five bedroom apartment in Bamenda Mezam Division of the northwest region of Cameroon. She has faced so many challenges in living, among which are inadequate finances to start up a business of her own and the ability to cater to her family's needs, sickness and death of family members, accidents involved in by her children and inadequate finances to provide three square meals for her family.

With this new loan requested, she plans to invest in the buying of piglets, feed, farming seedlings, pay laborers to clear her farmland and purchase fertilizer. She holds a positive view of these businesses succeeding because she has been doing it for long and has regular customers who buy her farm output, and the demand for piglets is high in her area of resident. In addition, the waste from the piglets is used on the farm as manure to get a high yield.

With these business activities, the community will benefit from pig waste (manure) which will be used for farming, and she will sell her farm output at discount prices to her community members and ensure regular supplies at all times.

With the profit from this loan, she will cater to her family needs, ensure her children's education, expand her business and also save some to undertake a bigger investment.

She prefers loans from GHAPE because of low interest rates, convenient repayment intervals, and also, the members are trained on marketing and management skills before the loans are disbursed. The social needs of members are also catered to at GHAPE.

Additional Information

Important Information


About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,184,725
    Funds lent in using Kiva
  • 472.9
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,075 helped Julie buy piglets, bags of feed, seedlings and to pay for farm clearing.
62% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Irregularly
Disbursed:
Mar 17, 2014
Listed
Mar 11, 2014
Currency Exchange Loss:
Possible