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Valentina lives in Hartashen Village with her family. Her elder son is married with two little kids and lives with his parents. Valentina and her family have been involved in agriculture for 17 years. The livestock that they keep currently includes cows, calves and some piglets. The family also owns a plot of land where they cultivate wheat and some grass.

By asking for this loan, Valentina wants to solve the most urgent need among numerous maintenance issues on her farm: to buy three cows and forage for them to eat. This will be a big support for her farm, and Valentina's whole family will be very thankful to lenders.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Valentina to pay for three cows and forage for feeding them.
73% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Mar 11, 2014
Currency Exchange Loss: