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Guadalupe Beatriz
Guadalupe is 37, married, has two children, 18 and 19 years old. She lives with her husband in the community of Rumi Loma, which is part of Guaranda Canton, Bolívar Province.

She is a member of the Reyna del Cisne village bank, which is found located in the community of Rumi Loma, 30 minutes from the operating office of Guaranda. It is made up of 10 members, which make their living in agriculture.

Guadalupe works in agriculture and in cattle raising. She is applying for the loan for the purchase of the necessary fertilizers for planting passion fruit. She will carry out the purchase every 15 days in Guaranda and the sale of her product is every 8 days. Her goal is to advance for achieving progress. Her challenges are the natural phenomenons and pests. In her free time, she likes to clean the house. The custom she likes most is the reunions that they do in her community.
View original language description ↓
Guadalupe tiene 37 años de edad, de estado civil casada, tiene dos hijos de 18 y 19 años de edad, vive con su esposo en la comunidad de Rumi Loma perteneciente al Cantón Guaranda, Provincia de Bolívar.
Es integrante de la ventanilla Reyna del Cisne , la cual se encuentra ubicada en la comunidad de Rumi loma a 30 minutos de la oficina operativa Guaranda, está conformada por 10 socios, los cuales se dedican a la agricultura.
Guadalupe se dedica a la agricultura y a la crianza de vacas. Solicita el crédito para compra de abonos necesarios para la siembra de granadilla. La compra lo realiza cada 15 días en Guaranda y la venta del producto es cada 8 días. Su meta es avanzar para alcanzar el progreso. Su desafío son los fenómenos naturales y las plagas. En su tiempo libre le gusta arreglar la casa, la costumbre que más le gusta son las reuniones que se realizan en su comunidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,200
    Average annual income
  • 17
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Guadalupe Beatriz to purchase the necessary fertilizers for planting passion fruit.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 27, 2014
Mar 16, 2014
Currency Exchange Loss: