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Ana Victoria
This is Ana, head of household and mother of three. She has managed to give them the best or at least the best that she could manage. She is a good friend, mother, and counselor. Just like her, everyday thousands of women are getting their children ahead through their hard work and discipline.

Like everyone, Ana also has great goals and dreams, and what she has always longed for is to have a day spa.

Saving up was not an easy task but she always kept straight that if she did it, she would be able to go on rising in search of this goal.

Today she has started to take the first steps in search of this dream, because after so many years it is time to set aside time for her big hopes; her children already have their studies lined up and have begun to fly on their own.

Campo Alto was the institution chosen to train her and put into action her steady plan. In order to get to this place she needs to take two types of transportation going and two more returning. However, in order to save money next semester, she has decided to get up much earlier than she is used to and note the time it takes to arrive on foot.

Additionally, Ana is aware that she should drop a few kilograms in weight for her health, and the course of study she has chosen makes it a good idea for her to be in shape to show that what she is studying has given her good results. Also, she will be a reflexion of what others should do, following her example.

Her experience in her first class left her fascinated, because the human factors, as much as the administrative teaching, reaffirmed that it was the best choice.

Ana knows that the rhythm of work waiting for her won’t be easy from now on, as she needs to rise at dawn and walk more than she is used to--both going and returning. Afternoon naps will no longer be a daily part of her life, while readings and assignments will be her closest companions, not to mention all the responsibilities of being a mother and head of her household.

For all these reasons, Ana needs a Kiva loan. Because she is a mother and the head of her household and her expenses are pretty high, a Kiva loan would help her to reduce her costs and save a bit more money.
View original language description ↓
Ella es Ana, madre cabeza de hogar de 3 hijos a quienes le ha procurado dar lo mejor o por lo menos a medida de los alcances. Es muy buena amiga madre y consejera y como ella se encuentran a diario miles de mujeres sacando a los hijos adelante con grandes esfuerzos y disciplina.
Como todo, ella también tiene grandes metas y sueños y el que ha anhelado siempre es tener el centro de Estética.
Ahorrar no fue tarea fácil pero ella siempre tenía claro que si lo hacía podría ir escalando en busca de esta meta.
Hoy ha comenzado a dar los primeros pasos en busca de este sueño; pues después de tantos años es hora de dedicarle tiempo a el mayor anhelo, los hijos ya tienen la carrera definida, han comenzado a volar por si solos.
CAMPO ALTO fue la institución escogida para capacitarse y dar marcha al firme propósito; para llegar a este sitio debe tomar dos transportes de ida y dos de regreso, pero ella con el fin de ahorrar ese dinero para el próximo semestre ha decidido levantarse mucho más temprano que de costumbre y cronometrar el tiempo que lleva llegar hasta este lugar a pie.
Además Ana es consciente de que debe bajar unos kilitos de peso por salud y la carrera que ha escogido le exige estar en forma y mostrar que lo que está estudiando da muy buenos resultados en ella y a la vez será el reflejo para que otras personas sigan el ejemplo.
La experiencia en la primera clase la dejo muy cautivada, pues la calidad humana tanto administrativa como docente le reafirmo que fue la mejor elección.
Ana sabe que no será nada fácil el ritmo de trabajo que le espera de ahora en adelante; pues debe madrugar, caminar más de lo acostumbrado, tanto de ida como de regreso y las siestas de la tarde ya no harán parte del diario vivir, la lectura y las tareas se convertirán en uno de los mejores aliados, además de todas las responsabilidades que implica ser madre cabeza de hogar.
Por todos esos motivos es que Ana necesita del convenio con kiva, ya que es madre cabeza de hogar y los gastos que tiene son bastantes el convenio con kiva le ayudaría a disminuir los gastos y economizar un poco mas de dinero.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 488
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 2,025.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ana Victoria to pay for one semester's registration.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
Apr 5, 2014
Mar 15, 2014
Currency Exchange Loss:
Jul 24, 2014