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Mariana
Mariana is a woman with a sixth grade education. This is because her parents did not continue being together as a couple. They separated, and she was not able to continue her education. Nor did she have the resources to continue studying. Seeing that she did not have any kind of a future, she emigrated to another place where she had family. She did this when she was 19 years old, and she managed to learn the trade of growing coffee.

After some years she met the man who was to be her husband. They had three children. Due to health problems that her husband had during the last few years, they spent a lot every day on medicine and treatments.

She has been a widow for four months. Her children are her only support. The oldest is 26 years old, and he got married. However, he continues to live in her house with his wife and their child. The second child is a seven year old girl, who is in the second grade at the community school. Her last child is three years old.

She has been growing coffee on her own for eight years. A cousin and his deceased wife gave her a ‘manzana’ [a land measurement unit equivalent to 7000 square meters] of land to cultivate. It was through her effort and her husband’s that they managed to plant coffee and make a small farm by expanding their crops little by little.

Now that she is alone, she is in charge of all of the activities having to do with the coffee crops. The property that she works is located on the same land where her house is built. Therefore, she tends her crops in a very reliable way.

One of the biggest challenges that she has is that part of the coffee was infected by coffee rust. However, she is working hard to recuperate, thanks to the leaf insecticides. She fears that this disease will return. Now that her husband is not here, the people that help her with the field work are her children. She also pays workers during certain seasons to clear the fields and to cut.

She is requesting help to buy agricultural supplies that help keep the coffee crops healthy and free of coffee rust and other diseases. Her income depends on this occupation as does the support of her family.

Mariana dreams of her children getting an education and a career. If possible, she dreams that they are able to attend the university.
View original language description ↓
Mariana es una mujer con un grado de estudio cursado hasta sexto grado debido a que sus padres no continuaron juntos como pareja, se separaron y ella no podía ni tenia los recursos para seguir estudiando. Por lo que ella al ver que no tenía ningún futuro emigro a otro lugar donde tenía familia a sus 19 años logrando aprender el oficio de la siembra de café. Después de unos años conoció a su hoy en día esposo con quien tuvo 3 hijos. Por problemas de salud en los últimos años su esposo tenía problemas por lo que cada día gastaban mucho en medicamentos y tratamientos. Desde hace 4 meses ella es viuda y sus hijos son su único apoyo el mayor tiene 26 años y ya se casó, pero vive siempre en la misma casa con su esposa y su hijo, la segunda es una hembra tiene 7 años y está en segundo grado en la escuela de la comunidad y el último de 3 años. Ella se dedica al cultivo de café desde hace 8 años de forma propia ya que un primo de su difunto esposo le dio una manzana de tierra para que la cultivara y fue con esfuerzo de ella y su esposo lograron plantar café y hacer una pequeña plantación ampliando poco a poco sus cultivos. Ahora que está sola ella es la que se encarga de realizar todas las actividades concernientes al cultivo de café. La propiedad que ella trabaja está ubicada en la misma propiedad donde está construida su casa de habitación por lo cual asiste de forma más confiable. Uno de sus más grandes desafíos es que a una parte del café fue afectada por la roya pero trabaja fuertemente para recuperarla gracias a los foliares y teme que le vuelva apegar esta enfermedad. Ahora como ya no está su esposo quienes le ayudan en la el trabajo de campo son su hijos y también paga trabajadores en ciertas temporadas como limpieza y corta.
Ella solicita apoyo para la compra de insumos agrícolas que ayuden a mantener sanos sus cultivos de café de la roya y de otras enfermedades ya que sus ingresos dependen de este rubro al igual que el sustento para su familia. Doña Mariana sueña que sus hijos estudien y saquen una carrera y si es posible que puedan entrar a la universidad.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,225,225
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $775 helped Mariana to buy agricultural supplies for her coffee crops.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 8, 2014
Listed
Mar 15, 2014
Currency Exchange Loss:
Possible