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Lila
Lila is the mother of 3 children. They depend on her and her husband who works, as she does, in agriculture. The oldest is 10 and in the 5th grade of primary school. The second one is 8 and in the second grade, and the youngest is 2. They have grown coffee for several years, since her and her husband's families have worked in agriculture for generations. Her crops are located approximately 15 minutes from her house and they get there on foot. They involve all of the members of the family in this activity to reduce costs. Their product is sold through intermediaries who go to the community but they don't just depend on the coffee. They also produce corn and beans for household consumption and to sell and generate more income for the family.

She has asked for a loan to buy urea, 12-24-12 formula, fertilizer, herbicide and pesticide with which she can give her coffee crops technical assistance, protecting them from pests, etc. She dreams of being able to give her children, who are still in school, the chance to be academically prepared, to improve and keep expanding her coffee crops, growing her business and her income for her family and her home.
View original language description ↓
Doña Lila es madre de 3 hijos los cuales dependen de ella y su esposo que se dedica igual que a ella a la agricultura, el mayor tiene 10 años y cursa el 5 grado de primaria, el segundo tiene 8 años y cursa el segundo grado de la primaria y la menor tiene 2 años. Ellos se dedican al cultivo de café desde hace muchos años ya que su familia y la de su esposo trabajan la agricultura por generaciones. Sus cultivos están ubicados aproximadamente a 15 minutos desde su casa de habitación al cual se trasladan caminando involucrándose en esta actividad todos los miembros de su hogar para disminuir sus costos. Su producto es vendido con intermediarios que llegan a su comunidad pero ellos no solo dependen del café si no también producen maíz y frijoles para el consumo de su hogar y para vender y generar más ingresos a su familia.
Ella ha solicitado un financiamiento con el cual comprara urea, formula 12-24-12, fertilizantes, herbicidas y plaguicida con lo cual podrá darle asistencia técnica a sus cultivos de café protegiéndolos de plagas etc. Ella sueña con poder darles a sus hijos que aun estudian la oportunidad de estudiar poder prepararlos académicamente, mejorara y seguir ampliando sus cultivos de café haciendo crecer su negocio y sus ingresos para su familia y hogar.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 52
    View loans »
    Honduras Loans Fundraising
  • $8,008,900
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $650 helped Lila to buy agricultural materials to help protect her coffee crops.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 5, 2014
Listed
Mar 15, 2014
Currency Exchange Loss:
Possible