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Pasac Ii Group
In this Group: Manuel , Manuel , Manuel , Antonia, Mateo , María, Domingo
Manuel, (the last in the photograph from left to right) is 35 years old. He is married and lives with his family in the town of Nahualá, Sololá. He has 3 children. The oldest is 15 years and studies in her last year of middle school, the second is 5 years old and the last is 2 years old. The two youngest are not students. The oldest helps her father with agricultural chores.

Manuel needs a loan to maintain his maxán crop. [Maxán leaves are used to wrap tamales.] He has been dedicated to this agricultural activity for 32 years, learning everything from his father. Manual’s dream for the future and with the income from the sale of maxán is to build two houses for his children and to live in better conditions.

Manual realizes that it is better to be in an organized group in order to sell his products at a better price.
View original language description ↓
Manuel, (es último de la foto de izquierda a derecha) tiene 35 años de edad, es casado, vive con su familia en el municipio de Nahualá, Sololá, tiene tres hijos, el mayor tiene 15 años estudia tercer grado básico, el segundo tiene 5 años y el último tiene 2 años, los dos últimos todavía no estudian, el mayor ya ayuda a su papa en las labores agrícolas. Manuel necesita un crédito para el mantenimiento de maxán, se dedica a esta actividad agrícola desde hace 32 años, toda la experiencia se la transmitió su papá, el sueño de Manuel en el futuro y con los ingresos de la venta de maxán es construir dos casas para sus hijos y vivir de una manera mejor.
Manuel se dio cuenta que es mejor organizarse en grupo para poder vender a un mejor precio sus productos.

Additional Information

More information about this loan


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 117
    View loans »
    Guatemala Loans Fundraising
  • $10,803,625
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Pasac Ii Group's $5,575 loan helped a member to buy supplies and to pay laborers to maintain his crop of maxán.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 22, 2014
Mar 15, 2014
Currency Exchange Loss:
Mar 19, 2015