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Las Flores Group
In this Group: Lucila, Paulina, Rosa, Maria Benita, Liseth, Isabel*, Veronica, Yaned, Solanghe Karol
* not pictured
These are the members of the “LAS FLORES” communal bank, located in San Sebastian, part of the Cusco department and province.

Lucila is 63 years old, married, and has three children. She works in her animal buying and selling business and raises Guinea pigs and chickens and then sells them at the various fairs. She gets her children ahead through this business and her dream is to have a shop where she can sell the Guinea pigs and chickens. She is asking for this loan to buy Guinea pigs, chickens, and feed.

The member whose picture is pasted onto the group picture took her picture later because of work commitments.

The rest of the members sell sandwiches, clothing, have grocery stores, and restaurants.

This member is grateful to those who form part of this dream and promises to make her payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “LAS FLORES”; Este banco se ubicada en el distrito de San Sebastián, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Lucila ella es casada y tiene 63 años y tiene 3 hijos; La socia trabaja en su negocio de venta y crianza de animales, la socia cría los cuyes y gallinas los hace crecer y engordar y luego los vende en las diferentes ferias, por medio de este pequeño negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender los cuyes y gallinas. La socia solicita el crédito para comprar cuyes y gallinas y alimentos para los cuyes y gallinas.

La socia que esta pegada a la foto grupal se le tomo despues la foto porque pidio permiso por motivos de trabajo.

Los otros socios se dedican al negocio de venta de tortas, negocio de cabinas de venta de ropa, negocio de tienda de abarrotes y negocio de restaurant.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Flores Group's $2,525 loan helped a member to buy Guinea pigs, chickens, and feed.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 7, 2014
Mar 15, 2014
Currency Exchange Loss:
Aug 17, 2014