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Nidian Melinda
Nidian is 36 years old and fights every day for her two children's well-being. Her children are studying at the local high school. Nidian herself only completed up to third grade of high school. She got this far thanks to the effort and support of her parents. Nidian is married and her husband and two children support her with her work in the field. They help with cleaning and harvest, and laying down manure. Nidian has just under six acres of land where she grows coffee. She thanks God for the many blessings bestowed upon her and her family. Nidian has been doing this work for over 15 years. Her customers are the community stores, and business from neighbouring areas.

Nidian's goals and dreams for the future are to continue growing coffee on her land so that she can, one day, export it other countries in greater quantities. She wants to earn higher profits and be a certified exporter. Nidian would also like to expand her home and prepare her children for their education. To do all this, Nidian is applying for a loan in order to help her look after her coffee crops this season. She will buy fertilisers and manure.
View original language description ↓
Nidian de 36 años de edad es una mujer que lucha diariamente por el bienestar de sus 2 hijos quienes estudian en la secundaria en el instituto de la comunidad. Nidian tiene un grado de educación secundario incompleto cursado hasta su tercer año de ciclo común gracias al apoyo y esfuerzo de sus padres. Ella es casada su esposo y sus dos hijos son su apoyo para llevar a cabo las diferentes tareas en el campo como la limpieza, la recolección del grano, aplicación de abono, etc. Ella cuenta con 3 manzanas de café las cuales son productoras agradeciéndole a Dios por las muchas bendiciones que la derrama sobre ella y su familia ya que son más de 15 años los que tiene de trabajar en este rubro siendo sus clientes las bodegas de la comunidad y de lugares aledaños a la zona donde habita.
Sus metas, planes y sueños a futuro seguir implementando sus cultivos de café, su tierra para algún día poder exportar su producto a otro país en cantidades mayores, generar mayores ganancias y poder certificarse como una excelente exportadora, ampliar su casa de habitación y poder preparar a sus hijos en sus estudios. Por lo que ella solicita financiamiento para la compra de insumos agrícolas que ayuden a dar protección a sus cultivos de café en esta temporada como la compra de fertilizantes, abono y foliares.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $8,008,900
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,450 helped Nidian Melinda to buy farming supplies to look after her coffee crops.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 3, 2014
Listed
Mar 14, 2014
Currency Exchange Loss:
Possible